You can load prepaid cards with transfers from bank accounts, with some cards set up so that checks can be "cashed" through the prepaid card using mobile banking apps. Some prepaid cards can receive direct deposits so that someone can receive their paycheck directly to a prepaid card. The first step in using a prepaid card is to load funds. Many credit card companies offer prepaid cards, with some card companies specializing specifically in prepaid cards. While many banks offer prepaid cards, they may require you to have an established account with the bank beforehand. You can purchase prepaid cards in various stores and banks. Many overlook prepaid cards, but they're an excellent way to make shopping easier and improve spending control. With all of the new options, it can be easy to forget about some older payment methods. In addition to cash or credit, there is Google Pay, Apple Pay, PayPal, Venmo, and CashApp. There are various ways to pay when shopping or sending money to friends and family in the modern age. Photo Courtesy: Nitat Termmee/Getty Images
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